TC Services + FAQ

TC Services

From contract to close, we are here to help you navigate your investment opportunities.

If you are a current client, submit your deal here! If you are new to The TC Collective, book a free call using the button at the bottom of the page.

SUBMIT YOUR DEAL

Cash Transaction

This is usually a cash transaction with no lender involved. Or, we are working a traditional transaction for a real estate agent or brokerage.

Subto/Wrap Financing

Seller keeps their existing mortgage and/or creates a new, larger mortgage with the buyer that “wraps around” the existing one

Wrap Dispo

The seller extends a junior mortgage to the buyer, which “wraps around” and exists in addition to any existing mortgages on the property.

Seller Financing

When the seller of a property agrees to finance the transaction instead of the buyer using a traditional bank saving time & money.

Hybrid

Property is purchased with seller’s lien(s) staying in place AND all or a portion of the seller’s equity is held as a second position lien.

Consult

If you need help understanding your contract, we can help with that. Provide us a copy, book a call, and we will walk through it.

Old Insurance Management

Canceling the existing policy is part of post close servicing. We offer this service separately for investors who do not know how or don’t have time to do this themselves.

Lending PML & EMD

We will transact for private money lenders, and short term earnest money lenders when they are lending on to a buyer.

Loan Servicing Setup*

The facilitation of setting up mortgage payments, and other misc. monthly payments with a 3rd party servicing company.

Rush Service Fee

Nobody likes to be rushed. If you bring us a contract that needs to be closed in 2 weeks or less, we will try our best, AND we will add a rush fee.

New Insurance Management

Setting up insurance is part of post close servicing. We offer this service separately for investors who do not have time to do this themselves or don’t want too!

Morby Method

A unique transaction specific to the world of Pace Morby, and his SUBTO mentorship. These transactions are often complex.

Post Close Management

After closing, the deal is not done. You need to update the mortgage portal and providing a new/cancel the existing insurance policy.

Seller Walk Through

If a seller needs some help understanding their deal, we can step in and help explain the details when the investor is unsure.

Insurance Package

Want to learn how to do it yourself but don’t have time for a consult? We’ll provide you with everything you need for a do-it-yourself kit! *COMING SOON!*

Contract Review
Opening Escrow
Monitoring Dates

Title Report Review
Addendum Assistance
Loan Servicing Setup

Accountability
Communication
Education

We know that every deal is different.

Creative finance real estate transactions each have their own unique spin. We have a diverse background, and experiences which allows us to work with many types of files. Additionally we have the support of some of the most experienced TC’s in the business.

We promote communication, ethical behavior, and a streamlined process where all parties agree to work together with due diligence in order to get files closed accurately, and quickly.

CONTACT US

What Our Clients Say

The TC Collective handled my file like it was the only one they were working on. I have worked with other TC’s in the past, and these girls are top notch!

Daniella has been instrumental on our transactions! Her upbeat and friendly attitude is combined with presence, foresight and unrelenting dedication.

Diego

Investor

Rinda really stands out as a stellar transaction coordinator. Her communication is top-notch, and she stays on top of every aspect of her transactions.

Luciano

Investor

We could not have completed our first Subto transaction without Heather. She has been amazing and we really appreciate the help and expertise!

Jon & Michelle

Investors

Frequently Asked Question

We get a lot of questions! If we can’t answer them here, book a free 15 minute call with us so we can better determine your needs.

We play a crucial role in ensuring the smooth and compliant execution of your real estate transactions! Our job typically starts with a completed contract to review. We do not fill out contracts, but we can help facilitate the process. Our job is to be the glue that holds transactions together, and to build relationships with all parties involved in order to facilitate moving the real estate transaction to a closed status. Reach out directly if you have more questions!

Our team is AMAZING! Unless you were referred to a specific transaction coordinator, your transaction will be handled by the first TC available. In the situation your file is specific to one of our individual specialties, then your file will be handled by that TC.

Yes! We are able to provide TC services in all states for investor transactions. Some states, or brokerages require a state certification to transact agent files. In this situation, if we are not certified in that state, we will joint venture with another amazing TC who is.

Most investor, and agents prefer to work remotely. And when we are working on files across the country, in person services are not possible to perform. That being said, if you are close by and it makes sense to meet over coffee, we are always up for the adventure!

Do you like to work for free? We don’t!

There is a lot of work that goes into the front end of a deal. Too many times we have done hours of work, only to have the deal fall through at absolutely no fault of ours. This is why we charge a 50% deposit. If the deal falls through, and does not close, we do not collect the remaining 50% of the fee.

In order to open escrow we need a completed contract. When you upload your contract, and any supporting documents, we will review them for accuracy, and completion. We will need all contact information for the parties in the transaction, and the title, escrow, or closing attorney you are wanting to use. If you don’t have any, we will provide you with a list of providers recommended by others that you can choose to use, or not.

From here, in order for the transaction to close on time, we need you to be responsive to emails, and requests from us, as we will be relaying information from the title company, or attorney as needed.

We are not attorneys. We are not licensed to fill out legal contracts.

Additionally we have no idea what you have agreed upon with the other parties in your transaction. It is the buyers job to fill out their own purchase contract. It literally takes 5-10 minutes. We will review the contract with you in person or via zoom, to make sure the contract dictates what you are wanting to convey, and to make sure it is complete.

Additionally, we do not underwrite, or negotiate your deal for you. In the situation there needs to be renegotiation because of a lien, we will help you understand the reports, however negotiation with the seller is part of your role.

Submit your deal through the button on our homepage, and we will reach out within 24 hours to learn more about your deal and next steps!

Our fees are listed above! If they are going to be any different than what is listed, we will discuss this with you. Some reasons why the fee’s may change could be because of a rush service, or services that extend beyond 45 days such as post close, or loan servicing set up.

We will respond within 24 hours of you submitting a deal through our online portal. If it is a Saturday or Sunday, we will respond on Monday. If you are in a situation where you need a file looked at immediately, you may DM us on Instagram or FB, or message us via email.

Ready to Grow Your Business?

Working with a transaction coordinator can save you a significant amount of time that you can divert to capturing your next investment opportunity.

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